Privacy Policy

Spend Smartly · Effective March 7, 2026

The Short Version

Spend Smartly does not collect, store, or transmit any of your data. Everything stays on your device.

Data Collection

We do not collect any personal data. Specifically:

No account creation or sign-in required
No analytics or tracking
No crash reporting
No advertising
No cookies

Your Financial Data

Bank statement CSV files you import are parsed and stored entirely on your device using a local database. Your transaction data never leaves your phone. There are no servers, no cloud sync, and no network requests.

Third-Party Services

Spend Smartly does not integrate with any third-party services, SDKs, or APIs.

Data Deletion

You can delete all your data at any time from Settings > Delete All Data. Uninstalling the app also removes all stored data.

Children's Privacy

The app does not knowingly collect information from children under 13. Since no data is collected from any user, this policy applies equally to all ages.

Changes to This Policy

If we update this policy, the revised version will be posted at this URL with an updated effective date.

Contact

Questions or concerns? Reach us at support@spendsmartly.app.