Spend Smartly app icon

Track your spending,
privately.

Import bank statements, categorize transactions, and budget with envelopes — all on your device. No cloud, no account, no subscription.

Try it free. No account required, ever.

Spending by category pie chart and monthly bar chart
Dashboard showing total spending, transactions count, budget overview and category breakdown
Transaction list with search, categories and amounts

Everything you need,
nothing you don't.

Multi-Bank Import

Import CSV or PDF statements from Chase, Bank of America, Wells Fargo, Amex, Citi, and PayPal. Just pick a file and go.

Smart Categories

Transactions are auto-categorized with intelligent keyword matching. Create custom rules to teach the app your preferences.

Recurring Detection

Automatically detect subscriptions and recurring charges across all your accounts. Know exactly what you're paying for each month.

Visual Dashboard

Pie charts by category, monthly bar charts, and spending stats at a glance.

Envelope Budgeting

Set monthly budgets by category and track spending against them in real time.

100% Private

No accounts, no cloud, no tracking. Your financial data never leaves your device.

Your data stays on
your device. Always.

No accounts. No servers. No tracking. No ads. Your bank statements are parsed and stored entirely on your phone.

Download on the App Store Get it on Google Play

Try it free. No account required, ever.