Spend Smartly app icon

Spend Smartly

Track your spending privately. Import bank CSVs, categorize transactions, and budget — all on your device. One purchase, no subscription.

Download on the App Store
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Visual Dashboard

See your spending breakdown by category with interactive pie charts and monthly bar charts.

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Multi-Bank Import

Import CSV statements from Chase, Wells Fargo, Bank of America, Amex, Discover, and more.

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Recurring Detection

Automatically detect subscriptions and recurring charges across all your accounts.

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Smart Categories

Transactions are auto-categorized. Create custom rules to teach the app your preferences.

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Envelope Budgeting

Set monthly budgets by category and track your spending against them in real time.

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100% Private

No accounts, no cloud, no tracking. Your financial data never leaves your device.

Your data stays on your device. Always.

No accounts. No servers. No tracking. No ads.